Max Borrowing Calculator
Most DSCR lenders size investor loans based on what the property's rent can service , not your W-2 income. Enter the numbers below to see the max loan a DSCR lender would likely underwrite at today's rates.
Taxes, insurance, HOA, management, maintenance reserve. Default ~25% of rent.
Debt Service Coverage Ratio = NOI ÷ Annual debt service. Most lenders require ≥1.25.
Most DSCR investor loans cap at 75-80% LTV.
Estimated max loan amount
Estimate only. Final underwriting depends on lender, credit, reserves, and property specifics.
Have a deal in mind?
Share the property details and we'll run the numbers with our DSCR lender network, plus a property-management projection that accounts for real expenses in your market. Same-day turnaround.
